Terms & Conditions

Our Programs, Products, and Services are owned and operated by D.O.O. "Starlight Group" (“Company,” “we,” or “us”), based in Montenegro. The term “you” refers to any purchaser and user of any of our Programs, Products, and Services.

These Terms of Use (“Terms of Use”) outline how you may use our Programs, Products, Services, and Program Materials. Please read these Terms of Use carefully, as we reserve the right to change them from time to time. By using any of our Programs, Products, and Services, you agree to the Terms of Use as they appear and are legally bound by them, whether or not you have read them. If at any time you do not agree with these Terms of Use, please do not use our Programs, Products, and Services.

These Terms of Use require the use of arbitration on an individual basis to resolve disputes, rather than jury trials, and limit the remedies available to you in the event of a dispute. You fully understand and agree that by enrolling in, purchasing, and using any of our Programs, Products, Services, and Program Materials, you are waiving certain legal rights and voluntarily agreeing to do so.

Use and Consent

By purchasing or using any of our Programs, Products, or Services, you agree to abide by these Terms of Use as well as our Disclaimer and Privacy Policy, and any other terms and conditions that may apply. Accessing, purchasing, or using our Programs, Products, Services, or Program Materials in any manner constitutes use of the Program, Products, Services, and Program Materials, and your agreement to be bound by these Terms of Use.

All of our Programs, Products, Services, and Program Materials are intended solely for users who are eighteen (18) years of age or older. Any registration by, use of, or access to any Program, Product, Service, or Program Materials by anyone under age 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using our Programs, Products, or Services, you represent and warrant that you are at least 18 years old.

Intellectual Property Rights

Our Limited License to You. Our Programs, Products, and Services, and all the Program Materials are our property and are protected by copyright, trademark, and other intellectual property laws.

The content in our Programs, Products, and Services is solely owned by or licensed to us unless otherwise indicated. This content includes, but is not limited to, the design, layout, look, appearance, graphics of our Program Materials, or any other material provided by us to you. Reproduction is prohibited other than by the copyright notice, which forms part of these Terms of Use.

If you purchase or access any of our Program Materials through our Programs, Products, or Services, you will be considered our Licensee. All content obtained through us is our property, and you are granted a revocable, non-transferable license for personal, non-commercial use only. This means that you may not use our Programs, Products, or Services or the Program Materials in a manner that constitutes an infringement of our rights or in a manner that has not been authorized by us.

You are permitted to use our Programs, Products, Services, and Program Materials as follows:

- You may download and print Program Materials for your personal use in your business.

However, you are not permitted to share, sell, reprint, or republish any of our Program Materials, including handouts, for resale or mass reproduction purposes for your business use.

Any trademarks, taglines, and logos displayed on Program Materials are trademarks belonging to us. All trademarks reproduced on this website, which are not the property of, or licensed to us, are acknowledged on the website. Any use, including framing, meta tags, or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our express written consent.

For those trademarks, taglines, and logos for which you are granted permission to use, the trademark indicia must be included at all times. Any marketing or promotional tools and Program, Product, or Service titles or any other title or information of ours bearing the trademark symbols (™) or ® may not be used by you for any reason without our express written permission.

All rights not expressly granted in these terms or any express written license are reserved by us.

Prohibited Actions

As a Licensee, you understand and acknowledge that our Programs, Products, Services, and Program Materials have been created, developed, or obtained by us through significant time, effort, and expense, and that this information is a valuable, special, and unique asset of ours that needs to be protected from improper and/or unauthorized use.

When you enroll in or purchase our Programs, Products, or Services, you agree that you are clearly and expressly prohibited from doing the following:

- You will not copy, share, or steal our Programs, Products, Services, or Program Materials, or any parts of them.

- You will not use, copy, adapt, or represent any of our Programs, Products, Services, or Program Materials in any way as if they are yours or created by you.

- You will not engage in improper and unauthorized use of our Programs, Products, Services, and Program Materials, including modifying, copying, reproducing, republishing, uploading, posting, transmitting, translating, selling, creating derivative works, exploiting, or distributing in any manner or medium (including by email or other electronic means) any Program Materials or any other information accessed or purchased through our Programs, Products, or Services, for personal use, business/commercial use, or in any way that earns you money.

- You will not duplicate, share, trade, sell, or otherwise distribute our Programs, Products, Services, or Program Materials to any other person for their personal use, business/commercial use, or in any way that earns them money.

- You will not violate our intellectual property rights, including copyright and trademark rights. Downloading, printing, or otherwise using our Programs, Products, Services, or Program Materials for your own training purposes does not grant you any copyright, trademark, intellectual property, or ownership rights.

- You will not reprint or republish any part of our Programs, Products, Services, or Program Materials for publication or compilation into your own products, programs, services, or program materials for personal or business/commercial use.

- You will not use our Programs, Products, Services, or Program Materials in a manner that constitutes an infringement of our rights or in a manner that has not been authorized by us through our prior written consent.

You understand and agree that engaging in the prohibited use or the improper and/or unauthorized use of our Programs, Products, Services, or Program Materials as set forth in these Terms of Use is considered theft and stealing, and we retain the right to prosecute theft/intellectual property infringement claims to the full extent of the law.

You agree and understand that prohibited use, improper and/or unauthorized use may give rise to a civil claim for damages and/or be a criminal offense.

Limitations on Linking and Framing

You may establish a hypertext link to our Website or Content as long as the link does not state or imply any sponsorship, endorsement, or ownership by our Website or Content and does not state or imply that we have sponsored, endorsed, or have ownership rights in your website. However, you may not frame or inline link our Content without our written permission.

Your License to Us

By posting or submitting any material on or through our Programs, Products, Services, or Program Materials, such as comments, posts, photos, images, videos, or other contributions, you represent that you are the owner of all such materials and are at least 18 years old. When you submit to us or post any comment, photo, image, video, or any other submission for use on or through our Website, you grant us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose, and grant us the right to make it part of our current or future Programs, Products, Services, and/or Program Materials. This right includes the use or exploitation of proprietary rights or intellectual property rights like copyright, trademark, service mark, trade secrets, patent rights, or any other of your intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you.

You also grant us, and anyone authorized by us, the right to identify you as the author of any of your comments, posts, photos, images, videos, or other contributions by name, email address, or screen name. You acknowledge that we have the right but not the obligation to use and display any contributions from you of any kind and that we may elect to cease the use and display of any such contributions on our Programs, Products, Services, and/or Program Materials at any time for any reason.

Media Release

By participating in our Programs, Products, and Services, and using our Program Materials, including our Facebook community, you consent to photographs, videos, and/or audio recordings that may contain you, your voice, and/or your likeness. At our sole discretion, we reserve the right to use these photographs, videos, and/or audio recordings, and/or any other materials submitted by you to us in connection with your participation in our Programs, Products, or Services in our current or future Programs, Products, or Services, and/or our marketing or promotional efforts, without compensation to you at any time, now or in the future.

Request for Permission to Use Content

Any request for written permission to use our Programs, Products, Services, or Program Materials, in whole or in part, or any other intellectual property or property belonging to us (“Content”), should be made BEFORE you wish to use it by completing the “Contact Us” form on this Website. We clearly state that you may not use our Programs, Products, Services, or Program Materials, in whole or in part, in any way contrary to these Terms of Use unless we have given you specific written permission to do so. If you are granted permission by us, you agree to use the specific Content that we allow and ONLY in the ways for which we have given you our written permission. If you choose to use the content in ways that we do not specifically give you written permission, you agree that you will be treated as if you had copied, duplicated, and/or stolen such Content from us, and you consent to immediately stop using such Content and to take whatever actions we may request by the methods and within the timeframe that we prescribe to protect our intellectual property and ownership rights in our Programs, Products, Services, or Program Materials.

Security

When you apply for, enroll in, purchase, or use our Programs, Products, Services, or Program Materials, we may seek and collect personal data and information including but not limited to your name, email address, phone number, billing information, credit card or payment information, demographic information, preferences, interests, or other personally identifying information (“Confidential Information”). By providing such Confidential Information to us, you grant us permission to use and store such Confidential Information. We, in turn, will use our best efforts to keep your Confidential Information safe, secure, and confidential. We take precautions to protect such Confidential Information. When you submit Confidential Information via our Programs, Products, Services, or Program Materials, we take measures to protect the security of your Confidential Information both online and offline.

However, due to the nature of the Internet, we cannot completely ensure or warrant the security of your Confidential Information or any other data or information transmitted to us or through our services; therefore, submitting Confidential Information, data, or other information is done at your own risk. We have security measures in place to prevent the loss, misuse, and alteration of the information obtained from you, but we make no assurances about our ability to prevent any such loss, misuse, or alteration.

Personal Responsibility and Assumption of Risk

As a Licensee, you agree that you are using your own judgment in using our Programs, Products, Services, and Program Materials and that you are doing so at your own risk. Our Programs, Products, Services, and Program Materials are for informational and educational purposes only. You agree and understand that you assume all risks and no results are guaranteed in any way related to our Programs, Products, Services, and Program Materials. Our Programs, Products, Services, and Program Materials are merely to provide you with education and tools to help you make your own decisions for yourself. You are solely responsible for your actions, decisions, and results based on the use, misuse, or non-use of our Programs, Products, Services, and Program Materials.

We take every precaution to protect our Programs, Products, Services, and Program Materials. However, due to the nature of the Internet, we cannot completely ensure or warrant the security of the Programs, Products, Services, and Program Materials or the contributions or information transmitted to us on or through our Website or our Programs, Products, Services, and Program Materials. Submitting contributions or information on or through our Programs, Products, Services, and Program Materials is done entirely at your own risk. We make no assurances about our ability to prevent any such loss or damage to you or any other person, company, or entity arising out of the use of our Programs, Products, Services, and Program Materials, and you agree that you are assuming such risks.

Disclaimer

Our Programs, Products, Services, and Program Materials are for informational and educational purposes only. To the fullest extent permitted by law, we expressly exclude any liability for any direct, indirect, or consequential loss or damage incurred by you or others in connection with our Programs, Products, Services, and Program Materials, including, without limitation, any liability for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease, condition or issue, physical, mental, emotional, or spiritual injury or harm, loss of income or revenue, loss of business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted time, and any other loss or damage of any kind, however and whether caused by negligence, breach of contract, or otherwise, even if foreseeable. You specifically acknowledge and agree that we are not liable for any defamatory, offensive, or illegal conduct of any other Program, Product, Service, or Program Materials participant or user, including you.

Medical Disclaimer

Our Programs, Products, Services, and Program Materials are not to be perceived or relied upon in any way as medical advice or mental health advice. The information provided through our Programs, Products, Services, and Program Materials is not intended to be a substitute for professional medical advice, diagnosis, or treatment that can be provided by your own physician, nurse practitioner, physician assistant, therapist, counselor, mental health practitioner, licensed dietitian or nutritionist, member of the clergy, or any other licensed or registered health care professional. Do not disregard professional medical advice or delay seeking professional advice because of information you have read in our Programs, Products, Services, and Program Materials, or received from us. Do not stop taking any medications without speaking to your physician, nurse practitioner, physician assistant, mental health provider, or other health care professional. If you have or suspect that you have a medical or mental health issue, contact your own health care provider promptly. We are not providing health care, medical or nutrition therapy services or attempting to diagnose, treat, prevent, or cure in any manner whatsoever any physical ailment, or any mental or emotional issue, disease, or condition. We are not giving medical, psychological, or religious advice whatsoever.

Legal and Financial Disclaimer

Our Programs, Products, Services, and Program Materials are not to be perceived or relied upon in any way as business, financial, or legal advice. The information provided through our Programs, Products, Services, and Program Materials is not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, or financial advisor. We are not giving financial or legal advice in any way. You are hereby advised to consult with your own accountant, lawyer, or financial advisor for any and all questions and concerns you have regarding your own income and taxes pertaining to your specific financial and/or legal situation. You agree that we are not responsible for your earnings, the success or failure of your business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Programs, Products, Services, and Program Materials. You are solely responsible for your results.